🎧 Top 10 Personal Finance Podcasts You Should Listen to in 2025 (U.S. Edition)

Personal finance podcasts are your best friend if you want to get smarter about your Money but don’t have time to read dozens of books or sit through boring seminars. They’re free, easy to access, and you can listen anytime — whether driving, walking the dog, or folding laundry.

From crushing debt to building wealth, here are the top 10 personal finance podcasts in the USA for 2025 — filled with real talk, innovative strategies, and motivation to take control of your Money.

Best Financial Podcasts to Listen to in 2025

This year, do you want to make more money? Here are 20 of the best financial podcasts to listen to in 2025. They cover everything from trading in stocks to managing your own money.

Top 10 Personal Finance Podcasts

The podcast industry has experienced a significant surge in growth, and this expansion has also extended to podcasts that focus on finance and investing. According to certain estimates, the global number of podcasts ranges from 3.5 million to 4.5 million.

If you are interested in creating your initial budget, managing your debt, saving for retirement, or purchasing a property, there are ten personal finance podcasts that you should take into account.

1. 🏆 The Dave Ramsey Show

Best For: Debt elimination & budgeting

Where to Listen: Apple Podcasts, Spotify, YouTube

Dave Ramsey is a household name in personal finance — and for good reason. His straight-talking, tough-love approach helps people get out of debt, build emergency funds, and create long-term financial plans. The podcast features genuine callers, emotional debt-free screams, and step-by-step guidance through the 7 Baby Steps system.

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💬 Why it’s great: This is a must-listen if you’re starting your financial journey and want motivation to ditch debt.

2. 🏡 BiggerPockets Money

Best For: Real estate & financial independence

Where to Listen: Spotify, Google Podcasts, Apple

Hosted by Mindy Jensen and Scott Trench, this show is part of the larger BiggerPockets network, which focuses on real estate investing and wealth building. The hosts bring in guests who share how they achieved financial independence through smart savings, side hustles, and passive income.

💬 Why it’s excellent: Real stories from everyday people building wealth without six-figure salaries.

3. 💼 Afford Anything with Paula Pant

Best For: Lifestyle design & intentional spending

Where to Listen: All major platforms

“You can afford anything, but not everything.” That’s the mantra of Paula Pant, who teaches listeners how to make smarter choices with Money, time, and energy. This podcast blends personal finance, investing, mindset, and life design — with expert guests and deep dives into financial habits.

💬 Why it’s great: It’s not just about Money; it’s about freedom and purpose.

4. 👩‍💼 So Money with Farnoosh Torabi

Best For: Career-focused professionals & entrepreneurs

Where to Listen: Apple, Spotify, Stitcher

So Money blends financial education with inspiring stories from entrepreneurs, celebrities, and top financial experts. Farnoosh tackles money topics that especially resonate with women and young professionals — from negotiating salaries to overcoming money anxiety.

💬 Why it’s excellent: Empowering, practical, and real-world financial wisdom.

5. 🔥 ChooseFI (Financial Independence)

Best For: FIRE community (Financial Independence, Retire Early)

Where to Listen: Podcast apps, YouTube

This podcast is a staple in the FIRE movement. Hosts Brad and Jonathan talk about everything from tax hacks and investing to frugal living and side hustles. The show breaks down how ordinary people are achieving extraordinary financial goals.

💬 Why it’s excellent: Teaches how to escape the 9-to-5 grind and build long-term wealth.

6. 💡 Smart Money by NerdWallet

Best For: Beginners navigating everyday finances

Where to Listen: All platforms

NerdWallet is a trusted name in the finance world. Their podcast delivers concise, straightforward advice on topics like credit cards, student loans, investing, and saving. Episodes are short (15-20 minutes) and perfect for busy schedules.

💬 Why it’s excellent: Digestible financial tips for daily decision-making.

7. 📱 Money Confidential (by Real Simple)

Best For: Gen Z & millennials facing real-life money stress

Where to Listen: Apple, Spotify, Stitcher

Hosted by Stefanie O’Connell Rodriguez, this podcast gives a voice to the financial concerns of younger Americans — think dating with debt, saving while renting, and switching careers. Guests share their raw, unfiltered money stories, making this podcast relatable.

💬 Why it’s excellent: Tackles real financial struggles with compassion and humor.

8. 🕵️ The Fine Print by The Ramsey Network

Best For: Understanding financial traps

Where to Listen: The Ramsey Network, YouTube, Spotify

A spin-off from Dave Ramsey’s brand, The Fine Print is an investigative-style podcast exposing hidden financial traps, shady contracts, and consumer scams. It teaches you how to protect yourself from predatory financial products and misleading deals.

💬 Why it’s excellent: Eye-opening insights into how companies profit off financial ignorance.

9. 🌍 Planet Money by NPR

Best For: Economics & Money Made fun

Where to Listen: NPR, Apple Podcasts, Spotify

This isn’t your average boring economics class. Planet Money tells fascinating stories about how the economy affects your daily life — with humor, clarity, and storytelling brilliance. Learn how inflation, interest rates, and policy changes impact your wallet.

💬 Why it’s great: It’s educational, entertaining, and surprisingly addictive.

10. 💳 The Clark Howard Podcast

Best For: Consumer tips & saving hacks

Where to Listen: All major platforms

Clark Howard is a consumer champion with decades of experience helping Americans save Money. He offers tips on avoiding scams, getting the best deals, improving credit scores, and more. His advice is clear, concise, and always consumer-first.

💬 Why it’s great: It’s like having a money-savvy uncle you can trust.

✅ Why Listen to Finance Podcasts?

• Learn on the go: Turn your daily commute or chores into money lessons

• Stay motivated: Hearing success stories can keep you focused on your goals

• Get real talk: These hosts don’t sugarcoat financial truths

• Stay up to date: Keep track of trends in taxes, investing, and credit

🙋 Frequently Asked Questions (FAQ)

Are these podcasts free to listen to?

Yes! All listed podcasts are free on platforms like Spotify, Apple, Google, and YouTube.

Do I need to be a finance expert to enjoy them?

Not at all. Most of these shows are beginner-friendly and contain complex topics in plain English.

Which podcast is best for beginners?

Smart Money by NerdWallet and The Dave Ramsey Show are great starting points for anyone new to personal finance.

Can I apply what I learn from these podcasts in real life?

Absolutely. These podcasts share actionable tips to help you immediately budget, invest, save, and reduce debt.

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🧠Personal Finance Podcasts Final Thoughts

Personal finance doesn’t have to be overwhelming. With these top personal finance podcasts, you’ll gain valuable knowledge, motivation, and strategies to help you control your Money — one episode at a time.

Start with one, subscribe, and let it become part of your daily routine. Your future self (and your bank account) will thank you.